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CREDIT DEBIT CARDS

Know all the facts about debit cards?

It is the plastic form of money or payment systems through cards that facilitate the buyers to buy anything without cash. The transaction is directly deducted from the buyer’s bank account as soon the buyer makes a payment with the help of the card. This is the safest way of transaction that helps the person to make a transaction without any fear of stealing. Almost all the banks give the debit card as soon the bank account is opened in a bank.

Know all the facts about credit cards?

This is another form of plastic money that allows making the purchases by borrowing the money from the bank which is more than the given limit. The transaction money is then paid to the bank within the “grace period” of 25-30 days and this varies according to each bank. A fine needs to be paid when a payment is not able to be done. The fine amount also varies.

Know what is a VISA card?

A visa card is a kind of payment card that is branded by an international company Visa international. This card can be both debit card and the credit card or any prepaid card. Every visa card has its different limit that is assigned by the bank and this is the creditworthiness of the consumer.

Visa inc. was founded by Bank of America and it was the first company that facilitated with the first credit card in the year 1960.  This is the renowned card system and the most trusted card globally as this gives the best benefits till date.

Unknown facts about the master card

This is again an incorporation of MasterCard international with its headquarters in New York. This card also assigns credit worthiness and this is also designed differently from each individual holding this card.

In the year 1966 to 1979, this card was also known as the “interbank” and the bank that has initiated this card was the United California bank along with a bank of California

Know the facts of DISCOVER card.

This is the famous card that ranks fourth in being famous in the card list and is used the most in the USA. The Greenwood trust company has issued the card by the discover network payment network.  This is the ranked at the fourth rank and is also having the same creditworthiness as compared to another card by a different bank.

What to know about the American Express card?

 This is also a form of credit or debit card that is designed by the famous American multinational financial services and has its headquarters in the New York City. This is also known by the name of Amex. This kind of card system also includes the traveler’s cheque and charge card.

Unknown facts about PayPal payment system

This is a system that helps to facilitate online transfer in an electronic manner and it overcomes the traditional method of holding any payment through papers like a check or money order. This system is designed to have a secure method of payment and to have an instant payment. The payment is directed to both the receiver’s and giver’s bank account.

What is SSL security system?

This attaches the online payment system through a secured encrypted gateway link so that the data that is passed remains confidential and this also safeguards from the data being pilfered.

Those who keep this form of security have a pair of the key that is public as well as private. Both the keys work well so that the system is kept secured and the connection is made in a proper way.